Quota & Credit System For Copilot

The Quota & Credit System in TaxWisp is designed to help sellers manage the number of Copilot-based tax certificate validations that can be performed in a billing cycle. This system uses credits as a unit of usage, ensuring that each document validation consumes a measurable amount of resources. Understanding how credits and quotas work will help you avoid interruptions in Copilot validations and make better decisions about purchasing additional credits.

Note: Copilot is TaxWisp’s AI engine that automatically verifies tax exemption certificates submitted by your customers.

Understanding Credits

A credit represents one unit of usage for Copilot validation. Each time a tax certificate is validated using Copilot, one or more credits are consumed depending on the document.

For most documents, 1 credit is approximately equal to 1 page of a tax certificate. However, documents with more content, multiple pages, or dense information may consume more than 1 credit per page. This ensures that more resource-intensive documents are properly accounted for.

For example, a simple 1-page certificate will typically use 1 credit, while a 3-page certificate may consume 3 credits, and documents that are particularly complex may require 1–2 credits per page. This allows the system to fairly account for the processing effort required for each document.

Understanding Quota

Your quota is the total number of credits allocated to your account in a given billing cycle. The quota is determined by your subscription plan and represents the maximum number of Copilot validations that can be performed automatically during that period.

The quota is reset at the start of each billing cycle, giving you a fresh allocation of credits. Any unused credits from the previous month do not carry forward, so it’s important to monitor usage regularly.

Credits Included in Plans

TaxWisp offers three primary plans, each with a different credit allocation:

• Basic Plan: This plan does not include any credits for Copilot validation and is best suited for sellers with very low volume or manual processes.
• Standard Plan: Sellers on this plan receive 1,200 credits per month, allowing them to automatically validate a moderate number of tax certificates each billing cycle.
• Premium Plan: Premium subscribers receive 14,400 credits for 12 months, which is ideal for high-volume sellers who rely heavily on Copilot for validations.

How Quota Is Allocated

At the beginning of each billing cycle, the credits included in your subscription plan are added to your account. These credits form your primary quota.

During the billing cycle, TaxWisp first uses your plan credits for validation. If you happen to exhaust these credits, purchased credits (if any) are used next. Purchased credits are consumed in the order they were bought, using a “first-in, first-out” approach, ensuring that older credits are used before newer ones. Expired credits are automatically ignored by the system.

It is important to note that unused credits from your plan do not carry over to the next billing cycle. This means that any credits you don’t use by the end of the month will be lost.

What Credits Are Used For

Credits are specifically used for Copilot-powered validation of tax exemption certificates. When a customer submits a certificate:

• If you have enough credits in your quota, Copilot will automatically validate the document. This process includes parsing the document, extracting relevant data, checking compliance, and producing a validation result.
• If you do not have enough credits available, Copilot validation will not occur. In this case, the customer can still submit a tax exemption request, but the seller will need to review the certificate manually.

In essence, credits ensure that Copilot validations are processed efficiently, while also giving you control over resource usage. Even if a document is invalid or rejected, credits will be deducted for each validation attempt. Credits are only spared if there is a system failure during the validation process.

How Credits Are Calculated

The calculation of credits is designed to reflect the resources required for each validation. Here’s what you need to know:

• Page Count: Each page of a document typically consumes 1 credit.
• Content Density: Documents with more data or complex layouts may require additional credits.
• Validation Outcome: Credits are deducted whether the validation succeeds or fails, ensuring fair accounting for all Copilot processing.

The system always deducts credits from your plan quota first. Once plan credits are exhausted, purchased credits are used next, following a first-in, first-out order. Expired credits are ignored automatically.

Purchasing Additional Credits

If your plan quota is exhausted before the end of the billing cycle, you can purchase additional credits to continue using Copilot validations. Purchased credits are valid for 3 months from the date of purchase and are used in the order they were acquired.

The available bundles include:

Bundle Name	Credits	Price
Basic Bundle	500	$5
Advance Bundle	1,200	$10
Premium Bundle	2,000	$15

Purchased credits supplement your plan quota and are only consumed after your plan credits have been used. Any expired purchased credits are automatically ignored by the system.

Quick Summary

• Credits power Copilot validations of tax certificates.
• 1 page of a document ≈ 1 credit (approximate, depending on content).
• Credits are deducted for every validation attempt, except in case of system failure.
• Plan credits reset at the start of each billing cycle; unused credits do not carry forward.
• Purchased credits can be added at any time and expire after 3 months.
• If you run out of credits, Copilot validation stops, and manual review is required.